“Financial Management Practices, Literacy, and Strategic Orientation in Small and Medium-Sized Enterprises: An Integrated Theoretical and Empirical Perspective ”, eigmj, vol. 4, no. 5, pp. 17–22, May 2025, Accessed: Apr. 29, 2026. [Online]. Available: https://grpublishing.net/index.php/eigmj/article/view/46