“Financial Management Practices, Literacy, and Strategic Orientation in Small and Medium-Sized Enterprises: An Integrated Theoretical and Empirical Perspective ” (2025) Emerging Indexing of Global Multidisciplinary Journal, 4(5), pp. 17–22. Available at: https://grpublishing.net/index.php/eigmj/article/view/46 (Accessed: 15 March 2026).